«Term» deposit - Bank BTB
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«Term» deposit

Criteria Terms
Initial amount 10 000 AZN / USD
Term 15 days - 24 months
Payment of interest Monthly, Quarterly, At Maturity
Increasing the amount Not available
Decreasing the amount Not available
Prolongation The period of deposit is prolonged according to the relevant deposit product tariffs that is valid on extension time
Loan 80% of amount (allotted as loan or line of credit)
Annual interest rate of loan Annual interest rate of deposit + 3%
Annual interest rate of line of credit Annual interest rate of deposit + 5%
If credit currency different than deposit currency

Annual interest rate of credit: Annual interest rate of deposit / 0.8 + 20%

Annual interest rate of credit card: Annual interest rate of deposit / 0.8 + 20%

No Grace Period

Commission of loan

Cash commission: 0%

Note: Commissions for the loans given in the form of credit card are charged according to the conditions of that product.

 

Interest rate by deposit term

Term (month) AZN USD
Monthly Quarterly At maturity Monthly Quarterly At maturity
15 days - 2 month 1.00% - 2.00% 0.10% - 0.25%
3 - 5 month 2.00% - 3.00% 0.25% - 0.50%
6 - 11 month 5.00% 6.00% 7.00% 0.50% 0.75% 1.00%
12 - 24 month 7.50% 8.00% 9.00% 0.75% 1.00% 1.25%

 

Interest payment on foreclosure

Term Annual interest rate (AZN) Annual interest rate (USD)
0 – 15 day 0.00% 0.00%
15 – 60 day 0.25% 0.05%
61 – 90 day 0.50% 0.10%
91 - 180 day 1.00% 0.20%
181 – 270 day 1.50% 0.30%
271 – 360 day 2.00% 0.50%
361 - 720 day 2.50% 0.75%

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