«Progressive» deposit - Bank BTB
Internet Banking Credit Calculator

«Progressive» deposit

Criteria Terms
Initial amount 100 AZN / USD
Term 6 - 12 months
Payment of interest Monthly or At maturity
Increasing the amount Up to 3/4 part of the period allowed
Decreasing the amount Not allowed
Increased amount

Within the branch service of the Bank min. 50 AZN / USD

(Online and Cash in terminals: no limit)

Prolongation If within 5 (five) calendar days before the end of the term of the deposit agreement, one of the Parties (the Party means the Customer and the Bank) does not notify the other Party of the termination of the Agreement, the Agreement shall be renewed by the Bank for the same period, at the interest rate of the relevant deposit product effective at the date of extension, as stated if the interest rate exceeds the upper limit of the annual interest rate on protected deposits, it is extended with an interest rate equal to the upper limit of the annual interest rate on protected deposits effective on the date of extension
Loan 90% of amount (allotted as loan or line of credit)
Annual interest  Annual interest rate of deposit + 5%
Annual interest rate of line of credit Annual interest rate of deposit + 5%
If credit currency different than deposit currency

Annual interest rate of credit: Annual interest rate of deposit / 0.8 + 20%

Annual interest rate of credit card: Annual interest rate of deposit / 0.8 + 20%

No Grace Period

Commission of loan

Cash commission: 0%

Note: Commissions for the loans given in the form of credit card are charged according to the conditions of that product.


1. Account deposit fee through payment terminals (Pasha Pay - Milli Ön, E - Manat, M Pay, Katech LLC - Keshpay) Note: payment terminals located in AR territory and accepting payments, kiosks, personal computer (PC), POS terminal, PC cashier, e-wallet, mobile applicatio, e-voucher, mobile banking, etc.


2.Payment terminal fee (Express Pay) Note: payment terminals located in the territory of AR and accepting payments, kiosks, personal computers (PC), POS terminals, PC cashier, electronic wallet, mobile application, e-voucher, mobile banking etc.








Interest rate by deposit term

Term (month) AZN USD
Monthly   At Maturity Monthly   At Maturity
6 - 8 2.50%   3.50% 1.25%   1.50%
9 - 11  4.50%   5.00% 1.75%   1.75%
12 9.00%   9.00% 2.00%   2.00%

Interest payment on foreclosure

Term Annual interest rate (AZN) Annual interest rate (USD)
0 – 270 gün 0.00% 0.00%
271 – 360 gün 2.00% 0.50%
Note: No interest rate is charged if terminate the deposit before maturity date which made less than 12 months.


Note: Bank BTB is a member of the Deposit Insurance Fund, established according to the state law "On Deposite Insurance". All deposits at Bank BTB are insured based on conditions and regulations of the Fund. If the interest rate is more than interest rate of the insured deposits, it is possible to define the interest rate according to the insured deposit rates that is valid at the same time.

«Progressive» deposit

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