Preferential mortgage loans "MIDA" - Bank BTB
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Criteria Terms
Amount Max. 100000 AZN 
Period 3 -  30 years
Annual interest rate 4% per year
The initial payment Min. 10%
Payment Annuity




Documents required for acquiring a mortgage loan

  • Identity card of the borrower (joint borrower) and a copy thereof.
  • Copy of the certificate of marriage (or divorce).
  • Reference about the family composition of the borrower (joint borrower)
  • Documents confirming the borrower’s (joint borrower’s) incomes (references from the primary employer and additional employer if applicable, bank extractions from the salary cards etc.)
  • Mortgage property appraisal certificate
  • Copy of only cover part of the SSPF and salary card
  • A document stating that the borrower belongs to a preferential category
  • In case the employer of the borrower (joint borrower) is a private institution, an extract from the individual personal account data within the last 12 months (B3 form verified by the private institution) and the tax statement of the private institution for the last one year (verified by the relevant tax authority)

Documents required if the borrower is an individual entrepreneur

  • Entrepreneur’s certificate of registration by the tax agencies (copy thereof).
  • Tax report or a simplified tax statement approved by the tax agencies.
  • Certificate of turnover and type of activity for the last 12 months by tax authorities.

Terms of use

The following persons have the right to use preferential mortgage loans:

1. Following members of young families:

  • Children of martyr’s family;
  • Children of  Heros of Patriotic War;
  • Children of National Hero;
  • IDPs or persons with an equivalent status;
  • Person who was employed as a public servant for at least 3 years, as well as those who serve for a special type of public service;
  • Teacher working for a general education school for at least 3 years;
  • Person with PhD degree;
  • Persons with outstanding athletic accomplishments (honorary physical education and athletic trainers, winners of national competitions (I place), medalist of international competitions (I, II or III place)).
  • Persons working as a journalist for at least 5 years and included in Media Regester.

2. Person with the degree of doctor of sciences;

3. Person who was employed as a public servant for at least 15 years;

4. Military servicemen of the Republic of Azerbaijan employed in the military service for at least 3 years, including those who are in the reserve forces and those who are retired from military service (except for the active military servicemen), (except for the military servicemen who are in the reserve forces and those who are retired from military service in the cases specified by the clauses 41.0.6, 41.0.7, 41.0.10, 42.0.3, 42.0.4 and 42.0.5 of the Law “on military title and military service” of the Republic of Azerbaijan);

5. Persons with special titles who served for the authorities of internal affairs for at least 3 years. 

6. Persons working in a scientific position for at least 3 years;

7. Teacher working for a general education school for at least 15 years

8. Persons working as journalists for at least 15 years and included in Media Regester.

9. Members of martyr’s family (themselves, spouse, children);

10. Members  Heros of Patriotic Warı's family (themselves, spouse, children)

11. Members  Heros of National Hero's family (themselves, spouse, children);






"Sənaye" Branch

A. Jamil, 51, Baku, Yasamal, Azerbaijan

Abdulrahman Adgozalov (Head of Branch) - (050) 300 78 78

Javid Gasimov (responsible person) - (050) 278 36 58



"Azadlıq" Branch

Bakikhanov str, Azadlıq ave 128P, Baku, Azerbaijan

Anar Huseynov (Head of Branch) - (050) 402 00 41

Rafat Ahmadov (responsible person) - (050) 286 85 34



"Həzi Aslanov" Branch

M.Hadi str 65, Khatai, Baku, Azerbaijan

Elnur Madatov (Head of Branch) - (050) 276 48 88

Elvin Abdullayev (responsible person) - (050) 278 36 55


"Əcəmi" Branch

Javadkhan str., 3005 sg 11, Nasimi, Baku, Azerbaijan

Famil İbrahimov (responsible person)  - (055) 268 89 35

Elvin Abdullayev (responsible person) - (050) 278 36 55


"Sumqayıt" Branch

3rd quard, Azadlıq str 7, 6/21 Sumqait, Azerbaijan

Asif Eminov  (responsible person) - (055)  205 77 56

Rustam Guliyev  (responsible person) -  (051) 270 28 68


"Gəncə" Branch

Ataturk ava 234, Ganja,  Azerbaijan

Urfan Mammadov (Head of Branch) - (050) 218 69 56

Marziya Haydarova  (responsible person)- (051) 240 45 01


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